SME Financing

Refinance & Renewal:
Increase your net working capital with an SME loan from Malaysia's top commercial banks and development financial institutions. Customise your business finance plan and improve your business credit rating with on-time low interest loan repayments.

We offer a wide of loan facilities that provide business the option to finance commercial properties or even refinance existing commercial properties.

Best SME Financial Solutions:
In their day to day operation, businesses may find themselves in need of business financing for one reason or another they may need to apply for a business loan for one or two, or in some cases all of the following reasons:
1. If the business wishes to renovate its offices or the premises from which it operates.
2. To finance the extra production needed to meet increased orders during peak periods.
3. To pay off the supplied or creditors before the agreed time in order to get the special discounts.?

BENEFITS AND  PRIVILEGES:

1. Up to RM1 million financing limit.
2. Up to 7 years financing tenure.
3. Competitive interest/profit rate
4. NO collateral required.
5. NO lock-in period.

WHO CAN APPLY:

1. Available for a sole proprietor, Partnership, and Private Limited Company.
2. Company registered in Malaysia and is Malaysian controlled or Malaysian-owned business.
3. Need has house tenure up 4 or 5 years
4. Business in operation for ≥ 3 years.
5. Business is profitable for the past 2 out of 3 years
6. Positive tangible net worth.