Allianz Car & Motorcycle Insurance

Product Details

Brand Name

Allianz
Service Type

Home, Motor & Travel Insurance
Feature

Comprehensive plans options
Place of Service

Kuala Lumpur
Country of Origin

Malaysia

Product details of Allianz Car & Motorcycle Insurance

Service Guideline: Purchasing a vehicle is one of the most significant accomplishments in anyone’s life. New car and motorbike owners frequently feel possessive of their vehicle and should take the appropriate precautions to protect it in the event of an unforeseen occurrence. Choosing the correct car and motorcycle insurance coverage is an important first step in protecting your vehicle and yourself. With Allianz, rest assured and enjoy the various perks of having both your vehicles and you, adequately insured and protected.

Plans Offered: At Allianz, we believe in leaving no rocks unturned and our policies are a reflection of us. Ranging from many comprehensive and thorough plans, our approach covers an extensive array of suitable motorcycle insurances to pick from:

Car & Motor Comprehensive Cover:

The most fundamental type of insurance in Malaysia is third-party insurance, which covers the other person's damage or loss as a result of an accident caused by your car. A comprehensive car and motorcycle insurance provides additional safety because it protects you as well as the third party. If you’re looking for a comprehensive protection for your vehicle and yurself, Allianz Car & Motor Comprehensive Cover insurance is the best option.

Car & Motor Third Party Cover:

Allianz’s third-party liability car and motorcycle insurance protects your vehicle against third-party liabilities such as death, bodily injury to a third party, and loss or damage to third-party property caused by an accident.

Does not cover:

Unlicensed Drivers
Alcohol, Drugs and Other Intoxicating Substances
Fraud and Exaggerated Claims
Unlawful Purpose
Use for Racing etc.
Use Outside Malaysia
War Risk
Nuclear Risk
Contractual Liability
Unauthorised Driver

Specifications:

Covered in Malaysia, Singapore and Brunei
Only covered if vehicle is used for “social, domestic and pleasure purposes and for the policyholder's business”

Car & Motor Third Party, Fire & Theft Cover:

Allianz's Car & Motor Third Party, Fire & Theft insurance protects your vehicle against liabilities to third parties for death or bodily harm, property damage to third parties, fire damage to your vehicle, and theft of your vehicle through this comprehensive car and motorcycle insurance.

Specifications:

Covers losses or damage to your vehicle caused by fire or theft.
Third-party death and bodily injury coverage
Third-party property losses or damages are covered.
Unlimited amount for death or bodily injury to a third party; and/or up to a maximum of RM3 million for third-party property damage.

Allianz Motorcycle Plus:

With Allianz Motorcycle Plus, Allianz strives to ensure that all motorcyclists on motorcycles 250cc and under are adequately protected. With coverage that includes RM10,000 in the event of death or total permanent disability, hospital income of RM100 per day for 60 days, and the whole sum insured for specific dangers, Allianz is the only car and motorcycle insurance provider to provide you with additional coverage at no additional cost.

Covers:

Covers responsibilities to third parties for death or bodily harm.
Covers loss or damage to the property of others
Only applicable to motorcycles 250cc and under
Road accident coverage of RM10,000 per rider and passenger in the event of death or permanent disability
Hospital income coverage of RM100 per day for the rider and pillion for up to 60 days
Fully insured for special dangers such as floods, typhoons, landslips etc.
Assistance on the road up to 50 km roundtrip
At no extra expense covers you, your motorbike, and your passenger

E-Hailing Add-On:

Allianz Malaysia is providing you with an e-hailing add-on! This add-on car and motorcycle insurance plan protects you and your passengers while you are using the app and accepting requests, or while on the job. You must be an authorised e-hailing driver with an Allianz Comprehensive Motor Policy.

Covers:

Personal accident coverage of RM50,000 in the event of the authorised e-hailing driver's unintentional injury or death
Damage or loss to your own vehicle
Legal Obligation to Fare-Paying Passengers
Legal responsibility of the fare-paying passenger for a wrongful conduct

Motorcycle Insurance Overview

An accident can happen anywhere, at any time, and to anyone, regardless of who is in the vehicle. The ability to protect yourself and others is one of the most significant reasons to have a car or motorcycle insurance. For example, if you are in an accident and do not have trustworthy insurance to cover your expenditures, you will spend a significant expense to cover any injuries to yourself or another person. Our auto car and motorcycle insurance policy covers medical expenses incurred as a result of an accident-related injury, where the insurance provider will pay for all of your medical expenditures, from surgery to hospital visits, saving you time and money.

Car and motorcycle insurance coverage primarily protects your car, motorcycle, or other personal vehicle. With Allianz’s comprehensive auto insurance coverage, you can rest confident that your insurance company will cover any damage to your vehicle caused by an accident. i.e., if you need to send it for repairs after an accident if your car has been stolen, or if it has suffered any damage as a consequence of a natural calamity such as fire, riots, explosions, strikes, etc., we will make sure you don't have to incur the costs of repairing and restoring your vehicle.

Still on the fence about getting a car and motorcycle insurance? Our policies at Allianz ensure that whenever you are engaged in an accident involving a third party, whether a pedestrian, another car, or someone's property, the provider will cover your expenditures to repair, pay for hospital bills, and so on. Without comprehensive insurance, you will be obligated to pay third-party damages such as hospital bills, property or vehicle repairs. Our auto car and motorcycle insurance coverage protects your cash while limiting your liability.

Another reason car and motorcycle insurance is important is to assist with legal fees. Victims of accidents may frequently attempt to sue you for damages or injury. If you are involved in a lawsuit, our auto insurance policy will safeguard your wallet from these costs. Legal fees can quickly deplete your savings and wallet, so we ensure that any significant expenses incurred due to a case brought against you for a vehicle accident are covered.

Motor insurance is required by law in most countries, including Sri Lanka. It is illegal to operate a vehicle, whether personal or commercial, without motor insurance, regardless of whether you choose a basic or comprehensive policy.